What is Premium Funding?

At LA Insurance, we understand that paying your annual insurance premium in one lump sum isn’t always convenient, especially when managing the demands of running a business. That’s why we offer premium funding solutions to help ease the financial pressure.

Premium funding is a flexible payment option that allows you to pay your insurance premiums in manageable monthly instalments, rather than a single upfront payment. It helps smooth out cash flow and ensures you remain protected without compromising your budget.

Benefits of
Premium Funding

Safeguard your business with premium funding by securing essential insurance cover immediately while preserving your cash flow and financial flexibility.

Improved cash flow
Keep your working capital available for day-to-day business needs.

Easy budgeting​
Spread your insurance payments over time, with predictable monthly instalments.

No delay in cover
Get the protection you need immediately without waiting until funds are available.

Consolidated payments
Bundle multiple policies into one simple payment plan.

Tax-deductible interest
In many cases, the interest on premium funding is tax-deductible.*

How Does Premium Funding Work

We will work with you to tailor a funding plan that suits your insurance needs and financial goals. You will receive one easy-to-manage repayment schedule – and we will take care of the rest.

Premium funding is ideal for businesses of all sizes, including:

Let's Talk

Want to explore premium funding options for your insurance? Contact the LA Insurance team today for personalised advice and a no-obligation quote.