Close-up of a judge’s gavel and balanced scales on a desk, symbolising legal penalties and regulatory enforcement.

Statutory Fines & Penalties and Insurance cover

Statutory fines and penalties can expose directors and senior managers to serious financial and legal risk. This article explains how cover is typically arranged (standalone or within Management Liability/D&O), what it can include (investigations, defence costs, some penalties), common exclusions (wilful acts, certain WHS fines), and why policy wording and director indemnity deeds must be reviewed carefully.

Read More »
Two women discussing insurance options at a laptop in a bright office; adviser explaining ways to manage rising premiums.

Rising Insurance Premiums – 5 Things to ask your Adviser

Business insurance costs have jumped 10–30% for many, driven by inflation, labour and severe-weather claims (and higher reinsurance costs). This article outlines five smart questions to ask your adviser—about risk review, price drivers, alternatives, cover settings and negotiation—so you can tailor protection and keep premiums under control.

Read More »