Managing Electric Vehicles – EV Insurance and Risks
Australian EV sales are on the rise, and with the rapidly increasing take-up, building infrastructure to support EV recharging is becoming increasingly important. That means installing EV chargers in homes and public spaces, which has its risks. In this article, we’ll look closer at the potential risks and dangers of EV cars, chargers and […]
Insurance Spotlight – Motor Fleet Insurance
Discover why motor fleet insurance is essential for businesses managing multiple vehicles. Learn the difference between Third Party Property Damage and Comprehensive cover, what CTP includes, and how LA Insurance can help protect your fleet.
Understanding Common Carriers and Their Role
Sending valuable goods? Don’t assume they’re covered. Common carriers often have limited liability, and basic cover may not match your item’s value. This article explains carrier liability, when to buy additional cover, and why annual Transit insurance can “set and forget” protection. Learn the steps to declare value, secure packaging, and keep documentation for claims.
Statutory Fines & Penalties and Insurance cover
Statutory fines and penalties can expose directors and senior managers to serious financial and legal risk. This article explains how cover is typically arranged (standalone or within Management Liability/D&O), what it can include (investigations, defence costs, some penalties), common exclusions (wilful acts, certain WHS fines), and why policy wording and director indemnity deeds must be reviewed carefully.
Why SMEs Should Embrace Cyber Insurance in Today’s Evolving Business Landscape
Cyber threats are rising—and SMEs are prime targets. This article explains why cyber insurance matters now: it helps cover breach costs, reduce downtime, support incident response, meet regulatory obligations, and build customer trust. Learn how combining risk management with tailored cover protects cash flow and keeps your business moving after an attack.
AI Scams in Business: How to Protect Your Company in the Digital Age
Learn how AI scams in business are evolving and how to protect your company with cyber insurance, risk management and digital safeguards.
Rising Insurance Premiums – 5 Things to ask your Adviser
Business insurance costs have jumped 10–30% for many, driven by inflation, labour and severe-weather claims (and higher reinsurance costs). This article outlines five smart questions to ask your adviser—about risk review, price drivers, alternatives, cover settings and negotiation—so you can tailor protection and keep premiums under control.
From Frustration to Confidence: How LA Insurance Became a Vital Partner in Our Business
For many business owners, insurance is a necessary but often frustrating part of operations. Policies are unclear, advice feels generic, and chasing answers can waste valuable time. That was our experience—until we partnered with Selena and the team at LA Insurance.
Flood & Water Damage Insurance for Homeowners: What You Should Know
Repairing a water damaged home can cost tens of thousands of dollars to repair and remove any mould. It’s time to check your insurance cover so you’re not left out of pocket for the repairs. Generally, water damage from storms and rain is covered by insurers, while and damage caused by leaking or burst pipes […]
Do You Need Insurance for a Short-Term Rental Property?
There is now specialist insurance cover for houses or apartments listed on Airbnb, Stayz and other short-term rental platforms. These insurance packages can cover fire, accidental damage, theft by the guest or rent default, which a standard insurance policy may not cover. What’s Different About Short-Term Rentals? Short-term stays mean higher guest turnover, less vetting, […]