Why SMEs Should Embrace Cyber Insurance in Today’s Evolving Business Landscape
Cyber threats are rising—and SMEs are prime targets. This article explains why cyber insurance matters now: it helps cover breach costs, reduce downtime, support incident response, meet regulatory obligations, and build customer trust. Learn how combining risk management with tailored cover protects cash flow and keeps your business moving after an attack.
AI Scams in Business: How to Protect Your Company in the Digital Age
Learn how AI scams in business are evolving and how to protect your company with cyber insurance, risk management and digital safeguards.
Rising Insurance Premiums – 5 Things to ask your Adviser
Business insurance costs have jumped 10–30% for many, driven by inflation, labour and severe-weather claims (and higher reinsurance costs). This article outlines five smart questions to ask your adviser—about risk review, price drivers, alternatives, cover settings and negotiation—so you can tailor protection and keep premiums under control.
From Frustration to Confidence: How LA Insurance Became a Vital Partner in Our Business
For many business owners, insurance is a necessary but often frustrating part of operations. Policies are unclear, advice feels generic, and chasing answers can waste valuable time. That was our experience—until we partnered with Selena and the team at LA Insurance.
Flood & Water Damage Insurance for Homeowners: What You Should Know
Repairing a water damaged home can cost tens of thousands of dollars to repair and remove any mould. It’s time to check your insurance cover so you’re not left out of pocket for the repairs. Generally, water damage from storms and rain is covered by insurers, while and damage caused by leaking or burst pipes […]
Do You Need Insurance for a Short-Term Rental Property?
There is now specialist insurance cover for houses or apartments listed on Airbnb, Stayz and other short-term rental platforms. These insurance packages can cover fire, accidental damage, theft by the guest or rent default, which a standard insurance policy may not cover. What’s Different About Short-Term Rentals? Short-term stays mean higher guest turnover, less vetting, […]
Impact of the Trump Administration’s New Tariffs on Australian Business
This week the U.S.A. announced sweeping new tariffs on most countries’ goods, including Australian exports. This tariff eliminates all previous exemptions for free trade, including those for Australia. But will these impact Australian businesses and industries? What Are the New Tariffs?10% tariff on all Australian (most) exports, excluding steel and aluminium which are 25%. General […]
Latent defects insurance coverage for construction projects
When it comes to property development and construction, unforeseen structural issues can pose significant risks. Latent defects insurance is a type of coverage that protects property owners, developers, and builders against unforeseen structural issues, faults, or defects that may not be immediately apparent but can emerge after construction. At LA Insurance we specialise in finding […]
Are you protected in the event of a storm?
As we settle into winter, it’s essential to ensure your home is protected against storms. With the right preparations, you can safeguard your property and keep your loved ones safe. Here are some key tips to help you prepare: Remember, storm preparation is crucial, but it’s equally important to follow local authorities’ instructions and evacuate […]
Machinery Matters: Why Your Business Needs Plant and Equipment Insurance
Plant and equipment insurance is vital for businesses that utilise heavy machinery and complex equipment in their operations. This specialised form of insurance safeguards against a wide range of risks, providing essential financial protection and supporting business continuity. Here’s a more detailed look at why this insurance is critical: Comprehensive Protection: The primary role of […]