Business Health Check: Is Your Insurance Keeping Pace?
Your business doesn’t stand still, so why should your insurance? Now is the perfect time to check if your coverage still matches your business reality. Most SMEs experience significant changes in their first six months – new staff, equipment purchases, larger contracts, or expanded operations. Each of these changes affects your risk profile and could […]
5 Insurance Gaps That Catch Growing Businesses
Success creates new risks. Yet many growing SMEs unknowingly operate with significant coverage gaps simply because their insurance hasn’t kept pace with their growth. These gaps usually stay hidden until a claim is made and by then, it’s too late. Here are five shortfalls that regularly catch successful businesses off guard. 1. Professional Indemnity Limits […]
Personal Accident Insurance Australia: Understanding Your Cover and Benefits
PA Personal Accident Insurance pays you weekly benefits for up to 24 months if you’re injured. Optional cover is also available for weekly benefits if you’re sick, as well as payment of fixed business expenses if you cannot work. This insurance provides cover 24 hours a day, 7 days a week, at home or work […]
Cyber Protection Coverage Australia: Why Insurance Matters Beyond IT Security
Cybercrime is currently one of the largest risks facing Australian businesses. Typically, you may rely on IT solutions to protect your assets and operations from these risks, however the largest form of cyber losses do not always arise from having the best IT solutions in place. Knowing that companies are focusing on building and improving […]
Why Early Tax Planning Matters for Australian Businesses
For many businesses, tax planning only starts when the financial year is nearly over. But the reality is the best tax and finance strategies start months earlier.
Why Early Tax Planning Matters for Australian Businesses
For many businesses, tax planning only starts when the financial year is nearly over. But the reality is the best tax and finance strategies start months earlier.
Business Risk Management Australia: How Australian Businesses Can Identify and Manage Risk Effectively
Small to medium businesses are exposed to risks all the time, which can directly affect day-to-day operations, decrease revenue or increase expenses. Some risks can be serious enough for your business to fail. Most business owners and/or managers know instinctively that they should have insurance policies to cover risks to their assets, liabilities, income, and […]
Understanding Underinsurance Average Clause in Australia and How It Impacts Your Claim
What happens if the insurance cover or sum insured is not enough to repair or rebuild? All property insurance policies including professional services, farm, business, home and strata insurance policies require the sum insured (declared value) when taking out insurance or renewing the policy to be the current cost of replacing the building, office, shop […]
From the early days to the major milestones.
From a simple idea… to a national legacy, a new milestone for LA. Fifteen years ago, there was no national brand. No network of offices. No team of 120+ people. Just a belief that things could be done differently. But the story doesn’t begin with an office or a business plan. It begins with a […]
From the early days to the major milestones.
From a simple idea… to a national legacy, a new milestone for LA. Fifteen years ago, there was no national brand. No network of offices. No team of 120+ people. Just a belief that things could be done differently. But the story doesn’t begin with an office or a business plan. It begins with a […]