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Stay ahead of the unexpected with protection for your plant and equipment.
At LA Insurance, we understand the crucial role that machinery, tools and equipment play in keeping your business operations running smoothly.
Plant and equipment insurance is designed to provide you with peace of mind, knowing that your investments are safeguarded against a range of risks, including theft, damage, breakdowns and more. Whether you’re a small business owner with limited equipment or a large enterprise with a diverse range of machinery, we can find you a policy, customised to suit your specific requirements.
Plant and Equipment Insurance can come in different forms – for example, some insurers specialise in mobile cranes, while others have insurance cover especially tailored for farming or the construction industry. The main types of plant and equipment insurance are:
Repairing, reinstating or replacing the damaged parts or accessories, paying the sum insured or market value, or replacing the item and accessories.
Covers personal injury as a result of an accident if the unit is unregistered, as well as damage to property on a public road or public area.
Covers for personal injury or property damage because of an occurrence in connection with your business or caused by your products.
Pays an agreed weekly benefit if a listed item is damaged. The cover starts from the time of the accident until repaired
With LA Insurance you can expect a partner that understands your industry and is committed to help you succeed. Our team of experts is here to guide you through the insurance process, from choosing the right policy to handling all your claims efficiently and effectively.
Benefits of plant and equipment insurance
Plant and equipment insurance protects you against a range of risks that could affect your business assets such as theft burglary, vandalism, breakdowns etc and any unforeseen events that could lead to financial losses.
Plant & Equipment Insurance covers a wide variety of plant and mobile construction and industrial equipment, including:
Premiums for plant and equipment insurance are typically determined based on several factors including the total value of the insured equipment, the type of equipment being insured, its age and condition, the level of coverage selected, the claims history and any additional optional coverage additions.
If your equipment is damaged or stolen, it’s crucial to take immediate action.
LA Insurance know that protecting your assets is essential
In relation to General Insurance Only. LA Insurance Pty Ltd and its adviser are Corporate Authorised Representatives of Insurance Advisernet Australia Pty Ltd. Australian Financial Services Licence No. 240549. Corporate Authorised Representative No. 1255587. LA Insurance Pty Ltd ABN 16 610 540 577.