A fleet of commercial vehicles including utes, sedans, and trucks parked in formation, representing comprehensive motor fleet insurance coverage.

Insurance Spotlight – Motor Fleet Insurance

Discover why motor fleet insurance is essential for businesses managing multiple vehicles. Learn the difference between Third Party Property Damage and Comprehensive cover, what CTP includes, and how LA Insurance can help protect your fleet.

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Courier in a red shirt checks a delivery manifest on a clipboard beside stacked cardboard boxes with handling labels.

Understanding Common Carriers and Their Role

Sending valuable goods? Don’t assume they’re covered. Common carriers often have limited liability, and basic cover may not match your item’s value. This article explains carrier liability, when to buy additional cover, and why annual Transit insurance can “set and forget” protection. Learn the steps to declare value, secure packaging, and keep documentation for claims.

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Close-up of a judge’s gavel and balanced scales on a desk, symbolising legal penalties and regulatory enforcement.

Statutory Fines & Penalties and Insurance cover

Statutory fines and penalties can expose directors and senior managers to serious financial and legal risk. This article explains how cover is typically arranged (standalone or within Management Liability/D&O), what it can include (investigations, defence costs, some penalties), common exclusions (wilful acts, certain WHS fines), and why policy wording and director indemnity deeds must be reviewed carefully.

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Two women discussing insurance options at a laptop in a bright office; adviser explaining ways to manage rising premiums.

Rising Insurance Premiums – 5 Things to ask your Adviser

Business insurance costs have jumped 10–30% for many, driven by inflation, labour and severe-weather claims (and higher reinsurance costs). This article outlines five smart questions to ask your adviser—about risk review, price drivers, alternatives, cover settings and negotiation—so you can tailor protection and keep premiums under control.

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